JR Financial Brokerage Inc.
If my clients can dream it, I can help them achieve it.
MORTGAGES
If you can dream it, I can help you achieve it.
INVESTMENT PLANNING
Strategies to help you achieve your financial dreams.
INSURANCE PLANNING
Protecting what matters most.
FINANCIAL PLANNING
Helping achieve your financial goals through financial planning
BUSINESS OWNERS
Strategies to help increase your personal cash flow, keep key employees and protect your business.
FAMILIES
We provide strategies to help families to accumulate and protect your wealth.
REAL ESTATE INVESTING
Real estate can form a significant part of your financial portfolio.
Latest News
Leaving Your Employer – Should You Take Your Pension?
Leaving your employer? One of the biggest financial choices you’ll face is whether to take your pension or leave it. Learn about your options, key considerations, tax rules, and what unlocking your pension really means so you can make a confident decision about your future.
Helping Employees Get the Most Out of Their Health Benefits
Many employees don’t take full advantage of their health benefits because they simply don’t understand them. Educating your team can boost engagement, improve wellness, and increase the return on your benefits investment. Learn how to communicate health benefits effectively and keep your workforce healthier and happier.
OAS Clawback 2025: What Retirees Need to Know About the Recovery Tax
The OAS recovery tax in 2025 is based on Line 23400 income and can quietly claw back your benefit. Learn how the clawback works, how much you could receive, and what strategies can help reduce or avoid it—like pension splitting, using a TFSA, managing RRIF withdrawals, and tax-efficient investing.