JR Financial Brokerage Inc.
If my clients can dream it, I can help them achieve it.
MORTGAGES
If you can dream it, I can help you achieve it.
INVESTMENT PLANNING
Strategies to help you achieve your financial dreams.
INSURANCE PLANNING
Protecting what matters most.
FINANCIAL PLANNING
Helping achieve your financial goals through financial planning
BUSINESS OWNERS
Strategies to help increase your personal cash flow, keep key employees and protect your business.
FAMILIES
We provide strategies to help families to accumulate and protect your wealth.
REAL ESTATE INVESTING
Real estate can form a significant part of your financial portfolio.
Latest News
OAS Clawback 2025: What Retirees Need to Know About the Recovery Tax
The OAS recovery tax in 2025 is based on Line 23400 income and can quietly claw back your benefit. Learn how the clawback works, how much you could receive, and what strategies can help reduce or avoid it—like pension splitting, using a TFSA, managing RRIF withdrawals, and tax-efficient investing.
Personal Life Insurance Planning
Wondering which type of life insurance is right for you? This article breaks down what each option covers, how it works, and what it’s commonly used for—so you can feel confident protecting your family’s future.
2025 Ontario Budget
Ontario’s 2025 Budget keeps tax rates stable while introducing cost-of-living relief for families, growth incentives for businesses, and healthcare and housing support for retirees. With targeted measures to help manage inflation, support job creation, and respond to U.S. tariff pressures, this year’s budget provides new planning opportunities for Ontarians at every stage of life.