Why Use a Mortgage Agent

  • My services are free as the bank pays me a finder’s fee.

  • Access to the interest rates the banks don’t want you to know are available saving you thousands of $$$$.  Since I send lenders millions of dollars of new business each month, they always offer us the deepest discounts which I pass on to you IMMEDIATELY – whether you are purchasing, refinancing or renewing.

  • I shop the market saving you time – Calling me is like calling 65 different lenders including Banks, Credit Unions and Trust Companies – I have access to all of them and so will save you time.

  •  I don’t work for any one bank, I work for you! 

  • Isn’t it time the Banks compete for your mortgage business?  I’ll provide you with some options so you can compare the two – what your bank is offering you and what I am able to offer you then ultimately you decide which you feel most comfortable with.  It never hurts to get a second opinion on the biggest financial obligation you will probably ever have.

  • Our application process is simple and quick. I’ll take some information and then send it electronically to the lenders that I feel are the best fit for your situation; 24 hr turnaround is usual!

  • Step By Step: I’ll walk you thru the process of getting a mortgage, step by step, especially if you are a first time homebuyer – it can be daunting.

  • I’m available on your terms – day, evening and weekends

  • I take one credit bureau only but can forward your file to many lenders!   Many people inadvertently disqualify themselves from getting the best rate when they are shopping for a mortgage. When multiple banks pull a credit bureau, your credit rating drops every time, sometimes eliminating the chance for the best mortgage or a mortgage at all!

  • Large range of products.  Such as self employed, credit challenged, no down payment, cottage properties, line of credit, 2nd mortgages and more.

  • I appreciate your business. I want to do an exceptional job for you because I want all your family and friends’ business in the future!

  • I am a Licensed Expert.  Deal with a mortgage expert specializing in mortgages from all lenders not just one.

  • Rate Protection. If the rates drop before you close you automatically get the lower rate and if rates go up you have the lower rate locked in

  • Follow Up including Annual Mortgage Check-Ups, Variable Rate Updates and the planning of your Mortgage Burning Party!!

Daisy Dinkle
Daisy Dinkle
2023-12-15
JR financial brokerage is very efficient and knowledgeable about any of your investments and finding the best alternatives to all your mortgage questions and finding you the best rates. Jennifer always gets back to you with any questions you have in a very timely matter.
Deanna Turton
Deanna Turton
2023-12-12
Jen is approachable, experienced, well informed, and provides sound advice.
Darryl Metzloff
Darryl Metzloff
2023-11-14
Have done business with Jen for many years. Very knowledgeable!!
James Allen
James Allen
2023-11-10
Friendly, timely service.
melissa goy
melissa goy
2023-10-18
Jen is Informative, responsive and made things easy to understand.
Michelle Robichaud
Michelle Robichaud
2023-09-20
Jennifer was fantastic to deal with, so approachable and helpful, and went above and beyond to make sure I was receiving the services and benefits that I should be.
Robbin Lindsay
Robbin Lindsay
2023-08-15
Jen is a consummate professional who provides quality, friendly financial advice. We very much enjoy working with Jen.
Brenda Wilson
Brenda Wilson
2023-07-15
We contacted Jen to get some information to start the process of finding a lender for a potential property purchase. She responded right away and provided the needed details to get things going. Thanks for the great customer service!